After hail or high wind hits Richardson, the right order of operations protects both your roof and your insurance claim: document first, stop active leaks with proper tarping, get a written professional inspection, and only then make claim decisions.
STORM TRIAGE
What do you need help with right now?
Pick the door that matches your situation. It routes you to the right person on the team, and every path starts with a free, documented look at the roof.
Texas law requires homeowners to pay their insurance deductible.
Cedar Crest does not waive or absorb deductibles. If anyone offers to, walk away.
It puts your claim at risk and may be illegal. We document damage, provide estimates,
and meet your adjuster on-site to answer construction questions. We are not a public
adjuster and do not interpret your policy or negotiate claim value.
After a storm in Richardson, we document the damage with photos and measurements, provide a written estimate at no cost, and meet your adjuster on-site to answer construction questions. We are not a public adjuster: we do not interpret your policy or negotiate claim value. Texas law draws that line and we respect it. We also never offer to waive deductibles, since that practice is illegal in Texas.
Richardson’s Hail Record, by the Numbers
Hail is routine in Richardson rather than rare. Since 2006, hail an inch or larger has been recorded within 6 miles of the city on 36 days, in 14 of the last 20 years, and 12 of those days produced golf-ball-size stones or bigger. The largest was 3.0 inches on April 20, 2023. That frequency is why separating new damage from old matters so much here. With a median year built of 1986 and 44 percent of housing units built before 1980, many roofs have been through multiple roof cycles and carry prior repairs that an adjuster will ask about. Clear, dated documentation of what the latest storm did, and what it did not do, keeps a Dallas County claim clean and moving. Storm response crews covering Richardson also serve Plano, Garland and Murphy.
FROM OUR CREWS
The crews you'd actually get.
Real Cedar Crest crews on DFW roofs. Every project photo below is from our own jobs.
Documented, not guessed
Damage marked and photographed before the estimate.
The finish line
A Cedar Crest asphalt roof, buttoned up and inspected.
Section by section
The crew working a plane at a time: staged, sequenced, tidy.
PUBLIC RECORD
The hail and housing record in Richardson
Before you plan storm & hail damage in Richardson, it helps to know what the public record says about local hail and the age of the homes.
36
Hail days, 1 in.+ since 2006
12
Golf-ball-size hail days
3 in.
Largest stone on record
1986
Median year homes built
Hail near Richardson
NOAA's Storm Events Database lists 36 days since 2006 with hail one inch or larger reported within 6 miles of Richardson. On 12 of those days, the stones were golf ball size or bigger. Hail that size was reported in 14 of the last 20 years. The largest stones on record nearby measured 3 inches (teacup size) on April 20, 2023. The most recent report: 1.75-inch hail on April 27, 2026.
April 20, 2023: 3-inch hail (teacup size)
April 11, 2016: 2.5-inch hail (tennis ball size)
June 13, 2012: 2.5-inch hail (tennis ball size)
September 24, 2023: 2.25-inch hail (hen egg size)
April 6, 2018: 2-inch hail (hen egg size)
How old Richardson homes are
The median home in Richardson was built in 1986, and 44% of the city's 47,960 housing units predate 1980. Many of these houses are likely on their second roof or nearing the point where they need one.
Sources: NOAA National Centers for Environmental Information, Storm Events Database (hail reports since 2006 within 6 miles of Richardson); U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates. Data pulled September 2026.
We don't waive deductibles; nobody legally can. Texas law requires
homeowners to pay their insurance deductible (Tex. Ins. Code ch. 707). If a roofer offers
to "cover" or "absorb" yours, walk away. It puts your claim at risk and may be a felony
for the contractor.
We document damage, provide repair and replacement estimates, and meet your
adjuster on-site to answer construction questions. We are not a public adjuster
and do not interpret your insurance policy or negotiate claim value on your behalf.
Common questions about storm & hail damage in Richardson
How do I know if my roof in Richardson has hail damage?
Ground-level clues include dented gutters and vents, but the damage that matters (shingle bruising and granule displacement) needs an on-roof inspection. Ours are free and documented with photos.
Should I file an insurance claim after every storm in Richardson?
No. File when documented damage justifies it. An inspection first protects you both ways: real damage gets properly documented, and a healthy roof avoids an unnecessary claim on your record.
A door-knocker offered to cover my deductible. Is that legit?
No. Texas law requires homeowners to pay their deductible, and contractors offering to waive or absorb it are breaking the law and putting your claim at risk. Walk away.
Do mature trees around our Richardson home affect the roof?
Constantly. Canopy debris loads gutters and valleys, branches abrade shingles in every wind event, and shade-side slopes hold moisture longer. Trimming to clearance and keeping drainage clear are the two cheapest roof-life extensions in established neighborhoods.
How often does hail hit Richardson?
NOAA's Storm Events Database lists 36 days since 2006 with hail one inch or larger reported within 6 miles of Richardson, including 12 days with golf ball size stones or bigger. Hail that size was reported in 14 of the last 20 years. The most recent report was 1.75-inch hail on April 27, 2026.
How old are most homes in Richardson?
The median home in Richardson was built in 1986, according to the U.S. Census Bureau's American Community Survey. 44% of the city's housing units predate 1980 and 21% were built in 2010 or later. Many homes here are reaching the age when original roofs come due.
