After hail or high wind hits Rowlett, the right order of operations protects both your roof and your insurance claim: document first, stop active leaks with proper tarping, get a written professional inspection, and only then make claim decisions.
STORM TRIAGE
What do you need help with right now?
Pick the door that matches your situation. It routes you to the right person on the team, and every path starts with a free, documented look at the roof.
Texas law requires homeowners to pay their insurance deductible.
Cedar Crest does not waive or absorb deductibles. If anyone offers to, walk away.
It puts your claim at risk and may be illegal. We document damage, provide estimates,
and meet your adjuster on-site to answer construction questions. We are not a public
adjuster and do not interpret your policy or negotiate claim value.
We document storm damage in Rowlett with photos and measurements, provide free written estimates, and meet your adjuster on-site to answer construction questions. We are not a public adjuster: we do not interpret your policy or negotiate claim value. Texas law draws that line and we respect it. And we never offer to waive deductibles; that practice is illegal in Texas.
How Often Hail Reaches Rowlett
Hail here is a regular event rather than a rare one. Within 6 miles of Rowlett, 28 days since 2006 have produced hail an inch or larger, and 9 of those days brought stones golf-ball size or bigger. Hail of at least an inch has shown up in 16 of the last 20 years. The largest stone on record was 4.0 inches, on April 11, 2016. For a homeowner, that pattern means most roofs in the city will face a claim-level storm more than once.
It also means documentation has to separate new damage from old. Rowlett is a Dallas County city with a median home built in 1997, only 10 percent of housing from before 1980, and 66 percent from 1980 to 2009. Many of those roofs already carry wear, prior repairs, or earlier storm marks, and our measurements and photos are built to show an adjuster which damage belongs to the current storm. When hail hits the wider area, the same crews are also working in Garland and Heath.
FROM OUR CREWS
The crews you'd actually get.
Real Cedar Crest crews on DFW roofs. Every project photo below is from our own jobs.
Documented, not guessed
Damage marked and photographed before the estimate.
Section by section
The crew working a plane at a time: staged, sequenced, tidy.
Closed up and cleaned
A finished architectural asphalt system with the site cleared.
PUBLIC RECORD
The hail and housing record in Rowlett
Before you plan storm & hail damage in Rowlett, it helps to know what the public record says about local hail and the age of the homes.
28
Hail days, 1 in.+ since 2006
9
Golf-ball-size hail days
4 in.
Largest stone on record
1997
Median year homes built
Hail near Rowlett
NOAA's Storm Events Database lists 28 days since 2006 with hail one inch or larger reported within 6 miles of Rowlett. On 9 of those days, the stones were golf ball size or bigger. Hail that size was reported in 16 of the last 20 years. The largest stones on record nearby measured 4 inches (grapefruit size) on April 11, 2016. The most recent report: 2-inch hail on April 27, 2026.
April 11, 2016: 4-inch hail (grapefruit size)
September 24, 2023: 2.25-inch hail (hen egg size)
April 27, 2026: 2-inch hail (hen egg size)
March 23, 2016: 2-inch hail (hen egg size)
September 18, 2011: 2-inch hail (hen egg size)
How old Rowlett homes are
The median home in Rowlett was built in 1997. A large share of the city's 24,216 housing units are now old enough that original roofs are coming due, while 24% were built in 2010 or later.
Sources: NOAA National Centers for Environmental Information, Storm Events Database (hail reports since 2006 within 6 miles of Rowlett); U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates. Data pulled September 2026.
We don't waive deductibles; nobody legally can. Texas law requires
homeowners to pay their insurance deductible (Tex. Ins. Code ch. 707). If a roofer offers
to "cover" or "absorb" yours, walk away. It puts your claim at risk and may be a felony
for the contractor.
We document damage, provide repair and replacement estimates, and meet your
adjuster on-site to answer construction questions. We are not a public adjuster
and do not interpret your insurance policy or negotiate claim value on your behalf.
Common questions about storm & hail damage in Rowlett
How do I know if my roof in Rowlett has hail damage?
Ground-level clues include dented gutters and vents, but the damage that matters (shingle bruising and granule displacement) needs an on-roof inspection. Ours are free and documented with photos.
Should I file an insurance claim after every storm in Rowlett?
No. File when documented damage justifies it. An inspection first protects you both ways: real damage gets properly documented, and a healthy roof avoids an unnecessary claim on your record.
A door-knocker offered to cover my deductible. Is that legit?
No. Texas law requires homeowners to pay their deductible, and contractors offering to waive or absorb it are breaking the law and putting your claim at risk. Walk away.
Do mature trees around our Rowlett home affect the roof?
Constantly. Canopy debris loads gutters and valleys, branches abrade shingles in every wind event, and shade-side slopes hold moisture longer. Trimming to clearance and keeping drainage clear are the two cheapest roof-life extensions in established neighborhoods.
How often does hail hit Rowlett?
NOAA's Storm Events Database lists 28 days since 2006 with hail one inch or larger reported within 6 miles of Rowlett, including 9 days with golf ball size stones or bigger. Hail that size was reported in 16 of the last 20 years. The most recent report was 2-inch hail on April 27, 2026.
How old are most homes in Rowlett?
The median home in Rowlett was built in 1997, according to the U.S. Census Bureau's American Community Survey. 10% of the city's housing units predate 1980 and 24% were built in 2010 or later. Many homes here are reaching the age when original roofs come due.
