A roof replacement in McKinney starts with an honest question: does this roof actually need replacing, or will a repair do? Our free inspection answers that with photos and written findings. When replacement is the right call, we handle tear-off, decking checks, permit, and installation as one documented job.
Replacements in McKinney follow the same discipline everywhere we work: full tear-off rather than overlay, board-by-board decking inspection with photo documentation, proper underlayment and flashing, and the municipal permit and inspection where the city requires it. Most single-family asphalt replacements finish in one to two days once materials are staged. Estimates are free and written. On insurance jobs, we never waive deductibles, as Texas law requires, and we are not public adjusters.
Replacing a McKinney Roof With Hail in Mind
Many McKinney homes are meeting their first serious hail cycles on original builder-grade roofs. The median home dates to 2007 and 40 percent were built in 2010 or later, so a first replacement is often the moment owners discover what the builder actually installed. It is also the natural time to ask about Class 4 impact-rated shingles, since the premium discount math works hardest when the whole roof is coming off anyway.
The hail record backs that up: 39 days with hail an inch or larger within 8 miles of McKinney since 2006, and a 4.5-inch stone on March 24, 2019. A roof specified for that exposure, with the decking checked and the flashing done right, is built for the storms this city actually gets. We replace roofs across Collin County and in Fairview and Lowry Crossing.
FROM OUR CREWS
The crews you'd actually get.
Real Cedar Crest crews on DFW roofs. Every project photo below is from our own jobs.
On the slope
A Cedar Crest crew mid-installation on a DFW re-roof.
Hands on the roof
A real Cedar Crest crew on a real DFW job. Every project photo is our own.
Underlayment going down
Synthetic underlayment sealed across the deck before the first course.
PUBLIC RECORD
The hail and housing record in McKinney
Before you plan roof replacement in McKinney, it helps to know what the public record says about local hail and the age of the homes.
39
Hail days, 1 in.+ since 2006
18
Golf-ball-size hail days
4.5 in.
Largest stone on record
2007
Median year homes built
Hail near McKinney
NOAA's Storm Events Database lists 39 days since 2006 with hail one inch or larger reported within 8 miles of McKinney. On 18 of those days, the stones were golf ball size or bigger. Hail that size was reported in 16 of the last 20 years. The largest stones on record nearby measured 4.5 inches (softball size) on March 24, 2019. The most recent report: 1-inch hail on March 29, 2025.
March 24, 2019: 4.5-inch hail (softball size)
May 28, 2024: 2.75-inch hail (baseball size)
April 21, 2017: 2.75-inch hail (baseball size)
May 19, 2023: 2.5-inch hail (tennis ball size)
June 15, 2023: 2-inch hail (hen egg size)
How old McKinney homes are
The median home in McKinney was built in 2007. A large share of the city's 77,617 housing units are now old enough that original roofs are coming due, while 40% were built in 2010 or later.
Sources: NOAA National Centers for Environmental Information, Storm Events Database (hail reports since 2006 within 8 miles of McKinney); U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates. Data pulled September 2026.
We don't waive deductibles; nobody legally can. Texas law requires
homeowners to pay their insurance deductible (Tex. Ins. Code ch. 707). If a roofer offers
to "cover" or "absorb" yours, walk away. It puts your claim at risk and may be a felony
for the contractor.
We document damage, provide repair and replacement estimates, and meet your
adjuster on-site to answer construction questions. We are not a public adjuster
and do not interpret your insurance policy or negotiate claim value on your behalf.
Common questions about roof replacement in McKinney
How long does a roof replacement take in McKinney?
Most single-family asphalt replacements finish in one to two days once materials are on site. Steep pitches, multiple tear-off layers, decking repairs, and weather extend that.
Do I need a permit to replace a roof in McKinney?
Permit requirements are set by the city and vary across DFW. Where McKinney requires one, we pull it and schedule the inspection as part of the job. It is never left to the homeowner.
Should I repair or replace my roof in McKinney?
It depends on age, storm history, and how widespread the damage is. Our inspection is free and documented: if a repair genuinely solves it, that is what we recommend.
Will this work void our builder's warranty in McKinney?
Properly documented work doesn't, and our written findings and scopes are built to keep your builder-warranty file intact. What actually endangers coverage is undocumented storm patching, which we don't do.
How often does hail hit McKinney?
NOAA's Storm Events Database lists 39 days since 2006 with hail one inch or larger reported within 8 miles of McKinney, including 18 days with golf ball size stones or bigger. Hail that size was reported in 16 of the last 20 years. The most recent report was 1-inch hail on March 29, 2025.
How old are most homes in McKinney?
The median home in McKinney was built in 2007, according to the U.S. Census Bureau's American Community Survey. 8% of the city's housing units predate 1980 and 40% were built in 2010 or later. Many homes here still have their original builder-installed roof.
