Hail affects commercial membranes differently than shingles: fractures and punctures invisible from a distance shorten system life and complicate warranties if left undocumented. After hail hits McKinney, a documented assessment protects both the asset and the claim window.
STORM TRIAGE
What do you need help with right now?
Pick the door that matches your situation. It routes you to the right person on the team, and every path starts with a free, documented look at the roof.
Texas law requires homeowners to pay their insurance deductible.
Cedar Crest does not waive or absorb deductibles. If anyone offers to, walk away.
It puts your claim at risk and may be illegal. We document damage, provide estimates,
and meet your adjuster on-site to answer construction questions. We are not a public
adjuster and do not interpret your policy or negotiate claim value.
When hail crosses a commercial roof in McKinney, our job is to document it, estimate it in writing, and meet your adjuster on-site to answer construction questions. It is the same process we follow on residential storm work: photos of every impact area, a free written estimate, and straight answers about what the roof actually needs. We are not public adjusters, so we do not interpret your policy or negotiate claim value, and we never waive a deductible, which Texas law prohibits.
Hail Records Behind McKinney Commercial Roof Claims
Since 2006, hail an inch or larger has been recorded on 39 separate days within 8 miles of McKinney, and 18 of those days brought golf-ball-size stones or bigger. The largest measured 4.5 inches on March 24, 2019. For a building owner, that frequency means membranes, rooftop units, and metal edge details take repeated hits, and damage from one storm can blur into the next if nobody records the roof in between. Dated photos after each event give your insurer a clear before-and-after picture instead of an argument about timing.
McKinney is a young city by the numbers, with a median housing build year of 2007 and 40 percent of housing units dating to 2010 or later, and it sits in Collin County. Our crews handle commercial hail claims here and in neighboring Allen and Fairview.
PUBLIC RECORD
The hail and housing record in McKinney
Before you plan commercial hail damage in McKinney, it helps to know what the public record says about local hail and the age of the homes.
39
Hail days, 1 in.+ since 2006
18
Golf-ball-size hail days
4.5 in.
Largest stone on record
2007
Median year homes built
Hail near McKinney
NOAA's Storm Events Database lists 39 days since 2006 with hail one inch or larger reported within 8 miles of McKinney. On 18 of those days, the stones were golf ball size or bigger. Hail that size was reported in 16 of the last 20 years. The largest stones on record nearby measured 4.5 inches (softball size) on March 24, 2019. The most recent report: 1-inch hail on March 29, 2025.
March 24, 2019: 4.5-inch hail (softball size)
May 28, 2024: 2.75-inch hail (baseball size)
April 21, 2017: 2.75-inch hail (baseball size)
May 19, 2023: 2.5-inch hail (tennis ball size)
June 15, 2023: 2-inch hail (hen egg size)
How old McKinney homes are
The median home in McKinney was built in 2007. A large share of the city's 77,617 housing units are now old enough that original roofs are coming due, while 40% were built in 2010 or later.
Sources: NOAA National Centers for Environmental Information, Storm Events Database (hail reports since 2006 within 8 miles of McKinney); U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates. Data pulled September 2026.
We don't waive deductibles; nobody legally can. Texas law requires
homeowners to pay their insurance deductible (Tex. Ins. Code ch. 707). If a roofer offers
to "cover" or "absorb" yours, walk away. It puts your claim at risk and may be a felony
for the contractor.
We document damage, provide repair and replacement estimates, and meet your
adjuster on-site to answer construction questions. We are not a public adjuster
and do not interpret your insurance policy or negotiate claim value on your behalf.
Common questions about commercial hail damage in McKinney
My McKinney building took hail. What first?
A documented assessment, promptly. Membrane hail damage is often invisible from the ground, and documentation while damage is fresh protects your claim rights.
Does hail damage void my roof warranty?
Storm damage is typically an insurance matter rather than a warranty one. Still, undocumented damage can complicate future warranty claims, which is another reason to document now.
Do you work with commercial adjusters?
We meet adjusters on-site, answer construction questions, and provide documented estimates. We do not interpret policies or negotiate claim value, since that is the legal line in Texas.
Will this work void our builder's warranty in McKinney?
Properly documented work doesn't, and our written findings and scopes are built to keep your builder-warranty file intact. What actually endangers coverage is undocumented storm patching, which we don't do.
How often does hail hit McKinney?
NOAA's Storm Events Database lists 39 days since 2006 with hail one inch or larger reported within 8 miles of McKinney, including 18 days with golf ball size stones or bigger. Hail that size was reported in 16 of the last 20 years. The most recent report was 1-inch hail on March 29, 2025.
How old are most homes in McKinney?
The median home in McKinney was built in 2007, according to the U.S. Census Bureau's American Community Survey. 8% of the city's housing units predate 1980 and 40% were built in 2010 or later. Many homes here still have their original builder-installed roof.
