Hail affects commercial membranes differently than shingles: fractures and punctures invisible from a distance shorten system life and complicate warranties if left undocumented. After hail hits Richardson, a documented assessment protects both the asset and the claim window.
STORM TRIAGE
What do you need help with right now?
Pick the door that matches your situation. It routes you to the right person on the team, and every path starts with a free, documented look at the roof.
Texas law requires homeowners to pay their insurance deductible.
Cedar Crest does not waive or absorb deductibles. If anyone offers to, walk away.
It puts your claim at risk and may be illegal. We document damage, provide estimates,
and meet your adjuster on-site to answer construction questions. We are not a public
adjuster and do not interpret your policy or negotiate claim value.
Commercial hail claims in Richardson go smoother when the roofing contractor sticks to construction and leaves the policy to the policyholder. As with our residential storm work, we document the damage on your building with photos, write up a free estimate, and meet your adjuster on-site to answer construction questions. We are not a public adjuster, and we do not negotiate claim value. Texas law also bars waiving a deductible, so we never offer to.
What Richardson’s Hail Record Means for Commercial Roofs
Hail an inch or larger has been recorded within 6 miles of Richardson on 36 days since 2006, and 12 of those days brought golf-ball-size stones or bigger. The heaviest was 3.0-inch hail on April 20, 2023. For a flat or low-slope commercial roof, that kind of history means membranes, seams, rooftop equipment and flashing have likely taken hits more than once, and older bruising has to be separated from fresh impact before a claim is filed. Hail has reached the area in 14 of the last 20 years, so a dated, photographed baseline is worth having before the next season arrives. The surrounding area is established as well: the median home in Richardson was built in 1986, and 44 percent of housing units predate 1980, so plenty of nearby roofs carry prior repairs that can muddy a damage assessment. Our crews work Dallas County properties here and in neighboring Plano and Garland.
PUBLIC RECORD
The hail and housing record in Richardson
Before you plan commercial hail damage in Richardson, it helps to know what the public record says about local hail and the age of the homes.
36
Hail days, 1 in.+ since 2006
12
Golf-ball-size hail days
3 in.
Largest stone on record
1986
Median year homes built
Hail near Richardson
NOAA's Storm Events Database lists 36 days since 2006 with hail one inch or larger reported within 6 miles of Richardson. On 12 of those days, the stones were golf ball size or bigger. Hail that size was reported in 14 of the last 20 years. The largest stones on record nearby measured 3 inches (teacup size) on April 20, 2023. The most recent report: 1.75-inch hail on April 27, 2026.
April 20, 2023: 3-inch hail (teacup size)
April 11, 2016: 2.5-inch hail (tennis ball size)
June 13, 2012: 2.5-inch hail (tennis ball size)
September 24, 2023: 2.25-inch hail (hen egg size)
April 6, 2018: 2-inch hail (hen egg size)
How old Richardson homes are
The median home in Richardson was built in 1986, and 44% of the city's 47,960 housing units predate 1980. Many of these houses are likely on their second roof or nearing the point where they need one.
Sources: NOAA National Centers for Environmental Information, Storm Events Database (hail reports since 2006 within 6 miles of Richardson); U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates. Data pulled September 2026.
We don't waive deductibles; nobody legally can. Texas law requires
homeowners to pay their insurance deductible (Tex. Ins. Code ch. 707). If a roofer offers
to "cover" or "absorb" yours, walk away. It puts your claim at risk and may be a felony
for the contractor.
We document damage, provide repair and replacement estimates, and meet your
adjuster on-site to answer construction questions. We are not a public adjuster
and do not interpret your insurance policy or negotiate claim value on your behalf.
Common questions about commercial hail damage in Richardson
My Richardson building took hail. What first?
A documented assessment, promptly. Membrane hail damage is often invisible from the ground, and documentation while damage is fresh protects your claim rights.
Does hail damage void my roof warranty?
Storm damage is typically an insurance matter rather than a warranty one. Still, undocumented damage can complicate future warranty claims, which is another reason to document now.
Do you work with commercial adjusters?
We meet adjusters on-site, answer construction questions, and provide documented estimates. We do not interpret policies or negotiate claim value, since that is the legal line in Texas.
Do mature trees around our Richardson home affect the roof?
Constantly. Canopy debris loads gutters and valleys, branches abrade shingles in every wind event, and shade-side slopes hold moisture longer. Trimming to clearance and keeping drainage clear are the two cheapest roof-life extensions in established neighborhoods.
How often does hail hit Richardson?
NOAA's Storm Events Database lists 36 days since 2006 with hail one inch or larger reported within 6 miles of Richardson, including 12 days with golf ball size stones or bigger. Hail that size was reported in 14 of the last 20 years. The most recent report was 1.75-inch hail on April 27, 2026.
How old are most homes in Richardson?
The median home in Richardson was built in 1986, according to the U.S. Census Bureau's American Community Survey. 44% of the city's housing units predate 1980 and 21% were built in 2010 or later. Many homes here are reaching the age when original roofs come due.
