After hail or high wind hits Decatur, the right order of operations protects both your roof and your insurance claim: document first, stop active leaks with proper tarping, get a written professional inspection, and only then make claim decisions.
STORM TRIAGE
What do you need help with right now?
Pick the door that matches your situation. It routes you to the right person on the team, and every path starts with a free, documented look at the roof.
Texas law requires homeowners to pay their insurance deductible.
Cedar Crest does not waive or absorb deductibles. If anyone offers to, walk away.
It puts your claim at risk and may be illegal. We document damage, provide estimates,
and meet your adjuster on-site to answer construction questions. We are not a public
adjuster and do not interpret your policy or negotiate claim value.
We document storm damage in Decatur with photos and measurements, provide written estimates, and meet your adjuster on-site to answer construction questions. We are not a public adjuster: we do not interpret your policy or negotiate claim value. Texas law draws that line and we respect it. And we never offer to waive deductibles; that practice is illegal in Texas.
Roofing in Decatur, specifically
Decatur sits in the metroplex’s Wise County ring, where the roofing inventory reads differently than the inner suburbs: more acreage and semi-rural properties, more metal roofing on homes as well as shops and outbuildings, and building departments whose permit requirements are often lighter than the big-city versions but still worth knowing cold. Crews route here on scheduled windows rather than same-hour dispatch, storm response covers structures the inner-ring never thinks about (barns, shops, carports), and the free inspection covers all of it in one documented visit.
The same crews cover Bridgeport, Boyd and Rhome, which keeps Decatur scheduling flexible when storm weeks compress everyone’s calendar.
FROM OUR CREWS
The crews you'd actually get.
Real Cedar Crest crews on DFW roofs. Every project photo below is from our own jobs.
Why it needed doing
The condition that started the conversation.
Section by section
The crew working a plane at a time: staged, sequenced, tidy.
Clean handoff
Shingles down, debris gone, warranty in writing.
PUBLIC RECORD
The hail and housing record in Decatur
Before you plan storm & hail damage in Decatur, it helps to know what the public record says about local hail and the age of the homes.
18
Hail days, 1 in.+ since 2006
6
Golf-ball-size hail days
4.25 in.
Largest stone on record
1988
Median year homes built
Hail near Decatur
NOAA's Storm Events Database lists 18 days since 2006 with hail one inch or larger reported within 5 miles of Decatur. On 6 of those days, the stones were golf ball size or bigger. Hail that size was reported in 12 of the last 20 years. The largest stones on record nearby measured 4.25 inches (grapefruit size) on April 4, 2008. The most recent report: 1.25-inch hail on April 28, 2026.
April 4, 2008: 4.25-inch hail (grapefruit size)
November 5, 2015: 2.75-inch hail (baseball size)
April 9, 2008: 2.5-inch hail (tennis ball size)
March 26, 2017: 2-inch hail (hen egg size)
May 26, 2009: 2-inch hail (hen egg size)
How old Decatur homes are
The median home in Decatur was built in 1988, and 38% of the city's 3,424 housing units predate 1980. Many of these houses are likely on their second roof or nearing the point where they need one.
Sources: NOAA National Centers for Environmental Information, Storm Events Database (hail reports since 2006 within 5 miles of Decatur); U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates. Data pulled September 2026.
We don't waive deductibles; nobody legally can. Texas law requires
homeowners to pay their insurance deductible (Tex. Ins. Code ch. 707). If a roofer offers
to "cover" or "absorb" yours, walk away. It puts your claim at risk and may be a felony
for the contractor.
We document damage, provide repair and replacement estimates, and meet your
adjuster on-site to answer construction questions. We are not a public adjuster
and do not interpret your insurance policy or negotiate claim value on your behalf.
Common questions about storm & hail damage in Decatur
How do I know if my roof in Decatur has hail damage?
Ground-level clues include dented gutters and vents, but the damage that matters (shingle bruising and granule displacement) needs an on-roof inspection. Ours are free and documented with photos.
Should I file an insurance claim after every storm in Decatur?
No. File when documented damage justifies it. An inspection first protects you both ways: real damage gets properly documented, and a healthy roof avoids an unnecessary claim on your record.
A door-knocker offered to cover my deductible. Is that legit?
No. Texas law requires homeowners to pay their deductible, and contractors offering to waive or absorb it are breaking the law and putting your claim at risk. Walk away.
How fast can you get to Decatur for this work?
Scheduled windows run reliably. Crews route the ring on planned days rather than same-hour dispatch, with genuine emergencies jumping the queue regardless of geography. You'll get honest timing on the first call.
How often does hail hit Decatur?
NOAA's Storm Events Database lists 18 days since 2006 with hail one inch or larger reported within 5 miles of Decatur, including 6 days with golf ball size stones or bigger. Hail that size was reported in 12 of the last 20 years. The most recent report was 1.25-inch hail on April 28, 2026.
How old are most homes in Decatur?
The median home in Decatur was built in 1988, according to the U.S. Census Bureau's American Community Survey. 38% of the city's housing units predate 1980 and 15% were built in 2010 or later. Many homes here are reaching the age when original roofs come due.
