After hail or high wind hits Allen, the right order of operations protects both your roof and your insurance claim: document first, stop active leaks with proper tarping, get a written professional inspection, and only then make claim decisions.
STORM TRIAGE
What do you need help with right now?
Pick the door that matches your situation. It routes you to the right person on the team, and every path starts with a free, documented look at the roof.
Texas law requires homeowners to pay their insurance deductible.
Cedar Crest does not waive or absorb deductibles. If anyone offers to, walk away.
It puts your claim at risk and may be illegal. We document damage, provide estimates,
and meet your adjuster on-site to answer construction questions. We are not a public
adjuster and do not interpret your policy or negotiate claim value.
After a storm, we document damage to Allen roofs with photos and measurements, provide a free written estimate, and meet your adjuster on-site to answer construction questions. We are not a public adjuster: we do not interpret your policy or negotiate claim value. Texas law draws that line and we respect it. We also never offer to waive deductibles; that practice is illegal in Texas.
Allen’s Hail Record by the Numbers
The storm history around Allen is specific. Within a 6-mile radius, hail an inch or larger has been recorded on 27 days since 2006, and it showed up in 13 of the last 20 years. On 12 of those days the stones were golf-ball size or bigger. The largest measured 4.5 inches, on March 24, 2019.
For homeowners, that frequency means a claim is a realistic event over a roof’s life, and a clear record of the roof’s condition helps when it happens. Allen’s housing is relatively new, with a median year built of 2003 and 27 percent of homes built in 2010 or later, which means many roofs are still early in their service life when hail arrives. Fresh impacts on newer shingles tend to photograph clearly, so prompt documentation after a storm matters. We handle storm inspections in Parker and Plano as well as throughout Collin County.
FROM OUR CREWS
The crews you'd actually get.
Real Cedar Crest crews on DFW roofs. Every project photo below is from our own jobs.
The honest before
Aging shingles that earned a replacement.
Deck to dry-in
Fresh decking checked and papered in before shingles.
Curb view
How the finished roof reads from the street.
PUBLIC RECORD
The hail and housing record in Allen
Before you plan storm & hail damage in Allen, it helps to know what the public record says about local hail and the age of the homes.
27
Hail days, 1 in.+ since 2006
12
Golf-ball-size hail days
4.5 in.
Largest stone on record
2003
Median year homes built
Hail near Allen
NOAA's Storm Events Database lists 27 days since 2006 with hail one inch or larger reported within 6 miles of Allen. On 12 of those days, the stones were golf ball size or bigger. Hail that size was reported in 13 of the last 20 years. The largest stones on record nearby measured 4.5 inches (softball size) on March 24, 2019. The most recent report: 1-inch hail on March 29, 2025.
March 24, 2019: 4.5-inch hail (softball size)
June 13, 2012: 3.25-inch hail (teacup size)
May 19, 2023: 2.5-inch hail (tennis ball size)
April 21, 2017: 2.5-inch hail (tennis ball size)
March 25, 2025: 2.25-inch hail (hen egg size)
How old Allen homes are
The median home in Allen was built in 2003. A large share of the city's 39,094 housing units are now old enough that original roofs are coming due, while 27% were built in 2010 or later.
Sources: NOAA National Centers for Environmental Information, Storm Events Database (hail reports since 2006 within 6 miles of Allen); U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates. Data pulled September 2026.
We don't waive deductibles; nobody legally can. Texas law requires
homeowners to pay their insurance deductible (Tex. Ins. Code ch. 707). If a roofer offers
to "cover" or "absorb" yours, walk away. It puts your claim at risk and may be a felony
for the contractor.
We document damage, provide repair and replacement estimates, and meet your
adjuster on-site to answer construction questions. We are not a public adjuster
and do not interpret your insurance policy or negotiate claim value on your behalf.
Common questions about storm & hail damage in Allen
How do I know if my roof in Allen has hail damage?
Ground-level clues include dented gutters and vents, but the damage that matters (shingle bruising and granule displacement) needs an on-roof inspection. Ours are free and documented with photos.
Should I file an insurance claim after every storm in Allen?
No. File when documented damage justifies it. An inspection first protects you both ways: real damage gets properly documented, and a healthy roof avoids an unnecessary claim on your record.
A door-knocker offered to cover my deductible. Is that legit?
No. Texas law requires homeowners to pay their deductible, and contractors offering to waive or absorb it are breaking the law and putting your claim at risk. Walk away.
Will this work void our builder's warranty in Allen?
Properly documented work doesn't, and our written findings and scopes are built to keep your builder-warranty file intact. What actually endangers coverage is undocumented storm patching, which we don't do.
How often does hail hit Allen?
NOAA's Storm Events Database lists 27 days since 2006 with hail one inch or larger reported within 6 miles of Allen, including 12 days with golf ball size stones or bigger. Hail that size was reported in 13 of the last 20 years. The most recent report was 1-inch hail on March 29, 2025.
How old are most homes in Allen?
The median home in Allen was built in 2003, according to the U.S. Census Bureau's American Community Survey. 7% of the city's housing units predate 1980 and 27% were built in 2010 or later. Many homes here are reaching the age when original roofs come due.
