After hail or high wind hits Plano, the right order of operations protects both your roof and your insurance claim: document first, stop active leaks with proper tarping, get a written professional inspection, and only then make claim decisions.
STORM TRIAGE
What do you need help with right now?
Pick the door that matches your situation. It routes you to the right person on the team, and every path starts with a free, documented look at the roof.
Texas law requires homeowners to pay their insurance deductible.
Cedar Crest does not waive or absorb deductibles. If anyone offers to, walk away.
It puts your claim at risk and may be illegal. We document damage, provide estimates,
and meet your adjuster on-site to answer construction questions. We are not a public
adjuster and do not interpret your policy or negotiate claim value.
After a storm in Plano, we document roof damage with photos and measurements, provide a written estimate at no cost, and meet your adjuster on-site to answer construction questions. We are not a public adjuster: we do not interpret your policy or negotiate claim value. Texas law draws that line and we respect it. We also never offer to waive deductibles, because that practice is illegal in Texas.
Plano’s hail history, by the numbers
Plano’s storm record is the reason documentation matters so much. Within 8 miles of the city, there have been 43 days with hail one inch or larger since 2006, and 18 days with hail golf-ball size or bigger. Hail of an inch or more fell in 15 of the last twenty years. The largest stone on record measured 4.5 inches on March 24, 2019. For homeowners, that means a roof may carry damage from more than one event, and a clear record of what each storm did helps the adjuster separate new damage from old. The housing stock adds to it: the median Plano home was built in 1993, and older shingles tend to show impact damage more readily than new ones. Our storm crews serve all of Collin County, including Addison and Allen.
FROM OUR CREWS
The crews you'd actually get.
Real Cedar Crest crews on DFW roofs. Every project photo below is from our own jobs.
When it is time
What a DFW roof looks like when replacement is the right call.
Hands on the roof
A real Cedar Crest crew on a real DFW job. Every project photo is our own.
Hands on the roof
A real Cedar Crest crew on a real DFW job. Every project photo is our own.
PUBLIC RECORD
The hail and housing record in Plano
Before you plan storm & hail damage in Plano, it helps to know what the public record says about local hail and the age of the homes.
43
Hail days, 1 in.+ since 2006
18
Golf-ball-size hail days
4.5 in.
Largest stone on record
1993
Median year homes built
Hail near Plano
Hail is a regular event around Plano. NOAA's Storm Events Database lists 43 separate days since 2006 with hail one inch or larger reported within 8 miles of the city, and on 18 of those days the stones reached golf ball size or bigger. Hail that size was reported in 15 of the last 20 years. The largest stones on record nearby measured 4.5 inches (softball size) on March 24, 2019. The most recent report: 1.75-inch hail on April 27, 2026.
March 24, 2019: 4.5-inch hail (softball size)
June 13, 2012: 3.25-inch hail (teacup size)
June 11, 2023: 3-inch hail (teacup size)
April 20, 2023: 3-inch hail (teacup size)
May 19, 2023: 2.5-inch hail (tennis ball size)
How old Plano homes are
The median home in Plano was built in 1993, and 18% of the city's 117,686 housing units predate 1980. Many of these houses are likely on their second roof or nearing the point where they need one.
Sources: NOAA National Centers for Environmental Information, Storm Events Database (hail reports since 2006 within 8 miles of Plano); U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates. Data pulled September 2026.
We don't waive deductibles; nobody legally can. Texas law requires
homeowners to pay their insurance deductible (Tex. Ins. Code ch. 707). If a roofer offers
to "cover" or "absorb" yours, walk away. It puts your claim at risk and may be a felony
for the contractor.
We document damage, provide repair and replacement estimates, and meet your
adjuster on-site to answer construction questions. We are not a public adjuster
and do not interpret your insurance policy or negotiate claim value on your behalf.
Common questions about storm & hail damage in Plano
How do I know if my roof in Plano has hail damage?
Ground-level clues include dented gutters and vents, but the damage that matters (shingle bruising and granule displacement) needs an on-roof inspection. Ours are free and documented with photos.
Should I file an insurance claim after every storm in Plano?
No. File when documented damage justifies it. An inspection first protects you both ways: real damage gets properly documented, and a healthy roof avoids an unnecessary claim on your record.
A door-knocker offered to cover my deductible. Is that legit?
No. Texas law requires homeowners to pay their deductible, and contractors offering to waive or absorb it are breaking the law and putting your claim at risk. Walk away.
How fast can you get to Plano for this work?
Scheduled windows run reliably. Crews route the ring on planned days rather than same-hour dispatch, with genuine emergencies jumping the queue regardless of geography. You'll get honest timing on the first call.
How often does hail hit Plano?
NOAA's Storm Events Database lists 43 days since 2006 with hail one inch or larger reported within 8 miles of Plano, including 18 days with golf ball size stones or bigger. Hail that size was reported in 15 of the last 20 years. The most recent report was 1.75-inch hail on April 27, 2026.
How old are most homes in Plano?
The median home in Plano was built in 1993, according to the U.S. Census Bureau's American Community Survey. 18% of the city's housing units predate 1980 and 14% were built in 2010 or later. Many homes here are reaching the age when original roofs come due.
