After hail or high wind hits Frisco, the right order of operations protects both your roof and your insurance claim: document first, stop active leaks with proper tarping, get a written professional inspection, and only then make claim decisions.
STORM TRIAGE
What do you need help with right now?
Pick the door that matches your situation. It routes you to the right person on the team, and every path starts with a free, documented look at the roof.
Texas law requires homeowners to pay their insurance deductible.
Cedar Crest does not waive or absorb deductibles. If anyone offers to, walk away.
It puts your claim at risk and may be illegal. We document damage, provide estimates,
and meet your adjuster on-site to answer construction questions. We are not a public
adjuster and do not interpret your policy or negotiate claim value.
After a storm in Frisco, we document the roof damage with photos and measurements, provide a written estimate at no charge, and meet your adjuster on-site to answer construction questions. We are not a public adjuster: we do not interpret your policy or negotiate claim value, because Texas law draws that line and we respect it. We also never offer to waive deductibles, a practice that is illegal in Texas.
Frisco’s Hail Record and What It Means for Your Claim
Hail is a regular event in Frisco. Within 8 miles of the city, there have been 47 days of hail an inch or larger since 2006, 22 days with golf-ball-size stones or bigger, and inch-plus hail in 15 of the last 20 years. The largest recorded stone measured 4.5 inches on March 24, 2019. Most homes here are young, with a median year built of 2009, and many still carry builder-spec shingles that have not been through a major storm, which is often when owners learn what was installed. If the first claim leads to a new roof, it is worth asking whether Class 4 impact-rated shingles make sense, since the insurance premium discount math tends to work in their favor. We cover storm damage throughout Frisco and in neighboring Prosper and Plano.
FROM OUR CREWS
The crews you'd actually get.
Real Cedar Crest crews on DFW roofs. Every project photo below is from our own jobs.
When it is time
What a DFW roof looks like when replacement is the right call.
Deck to dry-in
Fresh decking checked and papered in before shingles.
New roof day
A completed replacement in North Texas light.
PUBLIC RECORD
The hail and housing record in Frisco
Before you plan storm & hail damage in Frisco, it helps to know what the public record says about local hail and the age of the homes.
47
Hail days, 1 in.+ since 2006
22
Golf-ball-size hail days
4.5 in.
Largest stone on record
2009
Median year homes built
Hail near Frisco
Hail is a regular event around Frisco. NOAA's Storm Events Database lists 47 separate days since 2006 with hail one inch or larger reported within 8 miles of the city, and on 22 of those days the stones reached golf ball size or bigger. Hail that size was reported in 15 of the last 20 years. The largest stones on record nearby measured 4.5 inches (softball size) on March 24, 2019. The most recent report: 2-inch hail on June 2, 2026.
March 24, 2019: 4.5-inch hail (softball size)
June 11, 2023: 3.5-inch hail (teacup size)
April 13, 2019: 2.75-inch hail (baseball size)
April 21, 2017: 2.75-inch hail (baseball size)
April 10, 2011: 2.75-inch hail (baseball size)
How old Frisco homes are
Frisco is young by roofing standards: the median home was built in 2009, and 47% of its 80,353 housing units date to 2010 or later. Many of those homes still have the roof the builder installed, now working through its first hail seasons.
Sources: NOAA National Centers for Environmental Information, Storm Events Database (hail reports since 2006 within 8 miles of Frisco); U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates. Data pulled September 2026.
We don't waive deductibles; nobody legally can. Texas law requires
homeowners to pay their insurance deductible (Tex. Ins. Code ch. 707). If a roofer offers
to "cover" or "absorb" yours, walk away. It puts your claim at risk and may be a felony
for the contractor.
We document damage, provide repair and replacement estimates, and meet your
adjuster on-site to answer construction questions. We are not a public adjuster
and do not interpret your insurance policy or negotiate claim value on your behalf.
Common questions about storm & hail damage in Frisco
How do I know if my roof in Frisco has hail damage?
Ground-level clues include dented gutters and vents, but the damage that matters (shingle bruising and granule displacement) needs an on-roof inspection. Ours are free and documented with photos.
Should I file an insurance claim after every storm in Frisco?
No. File when documented damage justifies it. An inspection first protects you both ways: real damage gets properly documented, and a healthy roof avoids an unnecessary claim on your record.
A door-knocker offered to cover my deductible. Is that legit?
No. Texas law requires homeowners to pay their deductible, and contractors offering to waive or absorb it are breaking the law and putting your claim at risk. Walk away.
Will this work void our builder's warranty in Frisco?
Properly documented work doesn't, and our written findings and scopes are built to keep your builder-warranty file intact. What actually endangers coverage is undocumented storm patching, which we don't do.
How often does hail hit Frisco?
NOAA's Storm Events Database lists 47 days since 2006 with hail one inch or larger reported within 8 miles of Frisco, including 22 days with golf ball size stones or bigger. Hail that size was reported in 15 of the last 20 years. The most recent report was 2-inch hail on June 2, 2026.
How old are most homes in Frisco?
The median home in Frisco was built in 2009, according to the U.S. Census Bureau's American Community Survey. 2% of the city's housing units predate 1980 and 47% were built in 2010 or later. Many homes here still have their original builder-installed roof.
