After hail or high wind hits Melissa, the right order of operations protects both your roof and your insurance claim: document first, stop active leaks with proper tarping, get a written professional inspection, and only then make claim decisions.
STORM TRIAGE
What do you need help with right now?
Pick the door that matches your situation. It routes you to the right person on the team, and every path starts with a free, documented look at the roof.
Texas law requires homeowners to pay their insurance deductible.
Cedar Crest does not waive or absorb deductibles. If anyone offers to, walk away.
It puts your claim at risk and may be illegal. We document damage, provide estimates,
and meet your adjuster on-site to answer construction questions. We are not a public
adjuster and do not interpret your policy or negotiate claim value.
We document storm damage in Melissa with photos and measurements, provide written estimates, and meet your adjuster on-site to answer construction questions. We are not a public adjuster: we do not interpret your policy or negotiate claim value. Texas law draws that line and we respect it. And we never offer to waive deductibles; that practice is illegal in Texas.
Roofing in Melissa, specifically
Much of Melissa’s housing stock is new enough that its original builder-grade roofs are only now meeting their first serious hail cycles, and first storms on builder-spec shingles are where a lot of Collin County owners discover what was actually installed over their heads. The local conversations that follow are predictable and worth having early: what the builder’s workmanship coverage does and doesn’t survive, whether the first insurance claim is the moment to upgrade to Class 4 impact-rated shingles (usually yes; the premium discount math works hardest here), and how HOA architectural standards shape material choices in newer communities.
The same crews cover Plano, Frisco and McKinney, which keeps Melissa scheduling flexible when storm weeks compress everyone’s calendar.
FROM OUR CREWS
The crews you'd actually get.
Real Cedar Crest crews on DFW roofs. Every project photo below is from our own jobs.
When it is time
What a DFW roof looks like when replacement is the right call.
Underlayment going down
Synthetic underlayment sealed across the deck before the first course.
Underlayment going down
Synthetic underlayment sealed across the deck before the first course.
PUBLIC RECORD
The hail and housing record in Melissa
Before you plan storm & hail damage in Melissa, it helps to know what the public record says about local hail and the age of the homes.
20
Hail days, 1 in.+ since 2006
5
Golf-ball-size hail days
2 in.
Largest stone on record
2015
Median year homes built
Hail near Melissa
NOAA's Storm Events Database lists 20 days since 2006 with hail one inch or larger reported within 5 miles of Melissa. On 5 of those days, the stones were golf ball size or bigger. Hail that size was reported in 13 of the last 20 years. The largest stones on record nearby measured 2 inches (hen egg size) on September 21, 2025.
September 21, 2025: 2-inch hail (hen egg size)
May 7, 2008: 1.75-inch hail (golf ball size)
February 16, 2008: 1.75-inch hail (golf ball size)
February 5, 2008: 1.75-inch hail (golf ball size)
May 9, 2006: 1.75-inch hail (golf ball size)
How old Melissa homes are
Melissa is young by roofing standards: the median home was built in 2015, and 73% of its 6,266 housing units date to 2010 or later. Many of those homes still have the roof the builder installed, now working through its first hail seasons.
Sources: NOAA National Centers for Environmental Information, Storm Events Database (hail reports since 2006 within 5 miles of Melissa); U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates. Data pulled September 2026.
We don't waive deductibles; nobody legally can. Texas law requires
homeowners to pay their insurance deductible (Tex. Ins. Code ch. 707). If a roofer offers
to "cover" or "absorb" yours, walk away. It puts your claim at risk and may be a felony
for the contractor.
We document damage, provide repair and replacement estimates, and meet your
adjuster on-site to answer construction questions. We are not a public adjuster
and do not interpret your insurance policy or negotiate claim value on your behalf.
Common questions about storm & hail damage in Melissa
How do I know if my roof in Melissa has hail damage?
Ground-level clues include dented gutters and vents, but the damage that matters (shingle bruising and granule displacement) needs an on-roof inspection. Ours are free and documented with photos.
Should I file an insurance claim after every storm in Melissa?
No. File when documented damage justifies it. An inspection first protects you both ways: real damage gets properly documented, and a healthy roof avoids an unnecessary claim on your record.
A door-knocker offered to cover my deductible. Is that legit?
No. Texas law requires homeowners to pay their deductible, and contractors offering to waive or absorb it are breaking the law and putting your claim at risk. Walk away.
Will this work void our builder's warranty in Melissa?
Properly documented work doesn't, and our written findings and scopes are built to keep your builder-warranty file intact. What actually endangers coverage is undocumented storm patching, which we don't do.
How often does hail hit Melissa?
NOAA's Storm Events Database lists 20 days since 2006 with hail one inch or larger reported within 5 miles of Melissa, including 5 days with golf ball size stones or bigger. Hail that size was reported in 13 of the last 20 years. The most recent report was 2-inch hail on September 21, 2025.
How old are most homes in Melissa?
The median home in Melissa was built in 2015, according to the U.S. Census Bureau's American Community Survey. 3% of the city's housing units predate 1980 and 73% were built in 2010 or later. Many homes here still have their original builder-installed roof.
